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Digital Wallet

Are smartphones becoming the new wallet?

30 Apr 2018
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Tipo

amaysim's content guy

Except for chip-and-pin technology and contactless payments, the evolution of payments has been pretty slow. But that’s all about to change thanks to the emergence of ‘digital wallets’.

With four in five Australian adults already owning a smartphone, and Australia being one of the biggest users of tap-and-go payments in the world, the adoption of these digital wallets is set to skyrocket.

To help you keep up to date with this new trend, we’ve compiled everything you need to know about these fintech platforms so you can stay in the loop.

what actually is a digital wallet?

A digital wallet is when your phone works like an electronic version of your current wallet, allowing you to make cashless purchases. By linking your bank account to the platform, you can securely turn your smartphone into a debit/credit card, which you then tap at the cash register. Most of us have our smartphone on us AT ALL TIMES, so this means no more fumbling around in your handbag, looking for your wallet.

As well as instore use, these platforms also make online shopping a breeze. Once your card details are in the app, you won’t need to then re-enter them once at the online checkout, simply access your digital wallet through your username and password.

As well as accessing your card information, these platforms can even bring your loyalty cards, coupons and gift cards together. So no more heavy wallets stuffed with cards you’ve forgotten you even had.

turf wars 

Some of the most popular (and advanced) digital wallet platforms include; Apple Pay, Google Pay, and Samsung Pay, aka “The Pays”. But how do you know which one is right for you?

  • Apple Pay – Available on select Apple devices, Apple Pay lives in Apple's Wallet app. To access it, you’ll need an Apple ID that is signed in to the iCloud.
  • Google Pay – The love child of Android Pay and Google Wallet. Google Pay is available for select Android devices.
  • Samsung Pay – The first platform in the country that’s available to customers of all the ‘Big Four’ banks in Australia. Samsung Pay is available on select Samsung devices and utilises both NFC & MST technology.

how they actually work?

While each provider and device works slightly differently, the overall concept is the same. Firstly, you need to download the app that is compatible with your device and enter your card details. Just like how you once downloaded your bank’s mobile app in order to use online banking on your device.

In order to actually pay, the platform simply requires you to hold your smartphone near the card reader, just like you would do with tap-and-pay cards. The platform will then authenticate your purchase, be if through a PIN entered, fingerprint or facial recognition.

These platforms use NFC technology (near-field communication) that allows radio frequencies to communicate with each other. While this tech has been available for quite some time, it is only just starting to be built into smartphones, so be sure to check that your device is NFC-enabled.

worried about safety?

By utilising the security features that are already built-in to the hardware and software of your device, these platforms are actually making your transactions more secure than ever. For example, if your smartphone has fingerprint scanning you can pay using your biometric authentication.

Another security bonus of using these platforms is that your card information (such as your 16-digit card details) is actually hidden when making a purchase. Even more than this, your transaction is then authenticated with encryption, making the payment process even more secure.

So, are you now ready to make the switch?

In order to get the most out of your Digital Wallet, it's nice to have the comfort need to have the comfor tof a plan plenty of data for when you’re out and about.

While these apps can certainly help brighten up your daily commute, they rely on data to be used, so ensuring you have reliable connection with data on-tap is essential. so finding a plan that matches up with your browsing habits is super important.

amaysim’s SIM only plans are a great option and give you the freedom to simply pick the data allowance that suits you best. Starting from just $10/28 days, with no lock-in contracts and the option to change your plan each month at no extra cost, it’s an easy choice when it comes to finding the perfect mobile plan to match your usage and budget needs.

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Pixel 5

Google Pixel 5: Everything we know so far

13 Aug 2020

Fresh on the heels of the Pixel 4A being announced, the hype train for the Google Pixel 5 is now well and truly underway.

After months of speculation about whether the Pixel 5 launch would be pushed back, Google put much of this chatter to rest by providing a sneak peak of the Pixel 5 during the recent launch of the Pixel 4A.


Last years flagship device, the Pixel 4, was a phone full of potential. As we've come to expect from the Pixel series, it featured an incredibly powerful camera, however its average battery life, held it back from being a serious contender for phone of the year.

While the Pixel 4 had its flaws, it was still a really good phone overall, and it will interesting to see how this years model, stacks up against other flagship models from 2020 such as the Samsung Galaxy S20 and Apple's highly anticipated iPhone 12.

With all this said, we wouldn't count Google out from delivering something special and with such a positive early response to the Pixel 4A, perhaps 2020 will prove to be the year of the Pixel.

To help bring you up to speed on what Google has in-store with this years flagship Pixel device, here's everything we know so far about the Pixel 5.

at a glance: rumoured Google Pixel 5 features

  • Expected October release
  • 5G connectivity
  • Android 11
  • New camera features; Adjustable Flash, Motion Blur & Audio Zoom
  • 120Hz refresh rate
  • Qualcomm Snapdragon 765G

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    Expect 5G

    It's widely expected the Pixel 5 will include 5Gconnectivity.

    The feature was all but confirmed in early August with the announcement of the Pixel 4A, where Google teased two new 5G devices, the Pixel 5 and a 5G version of the Pixel 4A, both of which are set to be released during the final quarter of 2020.

    Release Date

    Since the phone’s inception back in 2016, Google has remained incredibly consistent with their release schedule for the flagship Pixel series, with all previous launches taking place in October. This trend is set to continue, after a leak surfaced from a Google affiliated website in France, claiming the Pixel 5 will be available for pre-order from October 8.

    Android 11

    This shouldn’t come as too much of a surprise, since a beta version of Android 11 is already available for public download, however it’s expected the Pixel 5 will be the first device to don the latest Android software straight out the box.

    Some of the expected improvements and features of Android 11 include a new media player widget, easier ways to control smart home devices using your phone, a new power button menu and refinements to the messaging system and conversation bubbles.

    Pixel 5 Render
    Image Credit: Google

    Design & Display

    Last year Google teased images of the Pixel 4 in the months leading up to its official launch. This time round, the only confirmed sighting of the Pixel 5 has been the side image (seen above) which Google teased during the launch of the Pixel 4A.

    Outside of this image, there have been a number of different leaks floating about which have helped paint a picture of what this years phone might look like.

    Like the Pixel 4, it's expected the Pixel 5 will feature an OLED panel, with a matte glass finish on the back and full HD/QHD resolution. According to Front Page Tech who gained access to an early Pixel 5 prototype, a forehead bezel on the front side of the device is also expected to remain.

    In terms of refresh rate, last year we got to enjoy a smooth 90Hz experience with the Pixel 4. However with Samsung (and others) already making the jump to 120Hz and Apple reportedly looking to do the same with the iPhone 12, it will be interesting to see if Google sees this as an important feature upgrade and whether they'll look to roll out a 120Hz refresh rate with the Pixel 5.

    A Mighty Fine Camera

    While earlier leaks suggested the Pixel 5 would include a triple-lens camera on the rear of the device, more recent leaks suggest Google will once again opt for a two camera setup on the back.

    The quality of images with the Pixel 4 were outstanding, so it's not as if this should be a concern. For some though, the added flexibility of a third, wide angle lens, would of been the cherry on top, for a camera that many consider one of the top-tier mobile phone cameras.

    With that said, Google doesn't appear to be standing still, instead opting to fine-tune the Pixel's two-camera setup by adding new features.

    Expected new features include an adjustable camera flash, a new motion blur feature and the introduction of audio zoom, which will allow you to zoom in when recording video to help you capture audio more precisely.

    Long story short, it looks like we're in for a treat with this years camera setup.

    Under The Hood

    In the past, Pixel devices have typically featured the best Qualcomm chip available, which this year would be the Snapdragon 865 Plus. With the Pixel 5, this might not be case, with an inside scoop from 9to5Google suggesting the phone may be shipped with a Snapdragon 765G processor.

    The Snapdragon 765 is more of a mid-range chip, unlike the high-end Qualcomm Snapdragon 865 which powers the latest Samsung phones. This would suggest slightly less processing power than some of its competitors. With that said, the 765 is obviously no slouch and will still pack a solid punch in terms of performance.

    In terms of RAM, while it hasn't been a huge strength of the Pixel series in the past, there should be improvements on this front, with the Pixel 5 set to include 8GB of RAM in comparison to last years 6GB.

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